AREAS WE SERVE
Georgia Investment Property Lending with a Local Focus
Brey Lending considers eligible non-owner-occupied investment properties throughout Georgia. Our primary focus is 21 counties in and around Atlanta, but properties outside that core area are welcome for review. Eligibility depends on the property, market, transaction structure, and exit plan.
Atlanta Perimeter
Inside and around the Perimeter, where older housing stock keeps fix and flip, rehab and bridge deals moving year-round.
Fulton County Hard Money Loans
Fulton County runs from Milton and Alpharetta in the north down to South Fulton and Chattahoochee Hills, so we see everything from intown rehabs to suburban purchases that need a quick bridge.
Cities we serve: We fund investors in Atlanta, Sandy Springs, Roswell, Alpharetta, Johns Creek, Milton, East Point, College Park, Hapeville, Fairburn, Union City, South Fulton, Palmetto and Chattahoochee Hills.
DeKalb County Hard Money Loans
DeKalb mixes established intown neighborhoods with value-add single-family homes on the east side, a steady source of fix and flip projects. One of our recent deals was a $105K fix and flip in Lithonia.
Cities we serve: We fund investors in Decatur, Brookhaven, Dunwoody, Chamblee, Doraville, Tucker, Stone Mountain, Stonecrest, Lithonia, Clarkston, Avondale Estates, Scottdale, Ellenwood and Panthersville.
North Metro Atlanta
The I-75 and GA-400 corridors north of the city, from established Cobb suburbs to the growing towns of Cherokee, Forsyth, Dawson and Bartow.
Cobb County Hard Money Loans
Cobb County is a core market for rehab and resale, with a deep pool of single-family homes that suit both cosmetic and full renovations.
Cities we serve: We fund investors in Marietta, Smyrna, Kennesaw, Acworth, Austell, Powder Springs, Mableton, Vinings and East Cobb.
Cherokee County Hard Money Loans
Cherokee County's growth along I-575 creates demand for purchase-and-renovate loans as well as short bridge financing between properties.
Cities we serve: We fund investors in Canton, Woodstock, Holly Springs, Ball Ground, Waleska and Nelson.
Forsyth County Hard Money Loans
In Forsyth County, higher price points mean investors often need fast, short-term capital to secure a property before a longer-term plan is in place.
Cities we serve: We fund investors in Cumming, South Forsyth, Coal Mountain, Big Creek and Chestatee.
Dawson County Hard Money Loans
Dawson County sits at the northern edge of our service area, where we fund investors buying and repositioning homes around Dawsonville.
Cities we serve: We fund investors in Dawsonville.
Bartow County Hard Money Loans
Bartow County, northwest along I-75, offers lower entry prices that suit first flips and buy-and-hold renovations.
Cities we serve: We fund investors in Cartersville, Adairsville, Emerson, Euharlee, Kingston and White.
Northeast Metro Atlanta
The I-85 corridor through Gwinnett, plus Hall and Barrow counties, where suburban growth keeps renovation and resale demand strong.
Gwinnett County Hard Money Loans
Gwinnett County is one of Georgia's largest housing markets, with a wide range of homes that work for fix and flip, EMD funding on assignments, and double closings.
Cities we serve: We fund investors in Lawrenceville, Duluth, Suwanee, Norcross, Peachtree Corners, Snellville, Lilburn, Buford, Sugar Hill, Dacula, Grayson, Berkeley Lake and Braselton.
Hall County Hard Money Loans
Hall County, centered on Gainesville and Lake Lanier, gives investors a mix of in-town renovations and properties on the edge of the metro.
Cities we serve: We fund investors in Gainesville, Flowery Branch, Oakwood, Clermont, Lula and Gillsville.
Barrow County Hard Money Loans
Barrow County, between Atlanta and Athens, is a practical market for investors looking for lower acquisition costs within reach of the metro.
Cities we serve: We fund investors in Winder, Auburn, Bethlehem, Statham and Carl.
East Metro Atlanta
East along I-20 and US-78, where Walton, Rockdale and Newton counties offer value-add homes at accessible prices.
Walton County Hard Money Loans
Walton County covers small towns and growing suburbs along US-78, a good fit for rehab loans and short-term bridge financing.
Cities we serve: We fund investors in Monroe, Loganville, Social Circle, Walnut Grove, Between, Good Hope and Jersey.
Rockdale County Hard Money Loans
Rockdale County, anchored by Conyers on I-20, is a compact market where investors buy, renovate and resell single-family homes.
Cities we serve: We fund investors in Conyers and Lakeview Estates.
Newton County Hard Money Loans
Newton County, including historic Covington, offers older homes that reward a well-planned renovation.
Cities we serve: We fund investors in Covington, Oxford, Porterdale, Newborn and Mansfield.
South Metro Atlanta
South of the airport along I-75 and I-85, from Clayton and Henry to Fayette, Spalding and Coweta.
Clayton County Hard Money Loans
Clayton County's older single-family neighborhoods are a steady source of fix and flip projects close to the city and the airport.
Cities we serve: We fund investors in Jonesboro, Riverdale, Forest Park, Morrow, Lake City and Lovejoy.
Henry County Hard Money Loans
Henry County's fast-growing suburbs along I-75 create demand for both renovation loans and quick bridge financing.
Cities we serve: We fund investors in McDonough, Stockbridge, Hampton, Locust Grove and Ola.
Fayette County Hard Money Loans
Fayette County's higher-value homes often call for larger, fast-closing loans to secure the property before a planned renovation.
Cities we serve: We fund investors in Fayetteville, Peachtree City, Tyrone, Brooks and Woolsey.
Spalding County Hard Money Loans
Spalding County, centered on Griffin, gives investors lower entry prices south of the metro.
Cities we serve: We fund investors in Griffin, Orchard Hill and Sunny Side.
Coweta County Hard Money Loans
Coweta County, anchored by Newnan on I-85, mixes historic homes with newer subdivisions suited to renovation and resale.
Cities we serve: We fund investors in Newnan, Senoia, Sharpsburg, Grantville, Moreland and Turin.
West Metro Atlanta
West along I-20 and US-278, covering Douglas, Paulding and Carroll counties.
Douglas County Hard Money Loans
Douglas County, just west of the city on I-20, is a practical market for rehab and resale projects.
Cities we serve: We fund investors in Douglasville, Lithia Springs and Winston.
Paulding County Hard Money Loans
Paulding County's growing suburbs create steady demand for purchase-and-renovate financing.
Cities we serve: We fund investors in Dallas, Hiram, Braswell, New Hope and Cross Roads.
Carroll County Hard Money Loans
Carroll County, at the western edge of our service area, includes Carrollton and Villa Rica, where investors find lower acquisition costs.
Cities we serve: We fund investors in Carrollton, Villa Rica, Temple, Bowdon, Bremen, Mount Zion and Whitesburg.
Service area questions
Do you lend outside these 21 counties?
Brey Lending lends throughout Georgia with focus on these 21 metro Atlanta counties. If your property is nearby but outside this list, call us at (470) 470-9894 and we'll tell you quickly whether we can help.
Do you lend on properties in the city of Atlanta?
Yes. The city of Atlanta sits mostly in Fulton County, with a portion in DeKalb, and both are core markets for us.
How fast can you close in my area?
Across all 21 counties, we typically close in 3 to 5 days once your documents and title are ready.
What kinds of loans do you offer in these counties?
Short-term, first-position business loans of 3 to 12 months for fix and flip, bridge and gap financing, plus EMD and double-close funding and capital partnerships, on non-owner-occupied residential property.