Terms of Service

Brey Lending

Effective Date: June 7, 2026

Welcome to Brey Lending. By accessing or using this website, submitting information through our forms, requesting information about our services, or communicating with us electronically, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use this website or our services.

1. About Brey Lending

Brey Lending provides information regarding private lending, hard money lending, real estate investment financing, and related services. Information provided on this website is for general informational purposes only and does not constitute a commitment to lend, financial advice, legal advice, or investment advice.

2. Website Use

You agree to use this website only for lawful purposes. You may not:

  • Use the website in violation of any applicable law or regulation.
  • Attempt to gain unauthorized access to systems, accounts, or data.
  • Transmit malicious code, viruses, or harmful software.
  • Use automated systems to scrape, copy, or harvest website content.
  • Interfere with the operation or security of the website.

3. No Lending Commitment

Submission of a form, inquiry, application, or request for information does not constitute approval, preapproval, a commitment to lend, or a guarantee of financing. All lending decisions are subject to underwriting review, property evaluation, borrower qualifications, and other applicable criteria.

Brey Lending reserves the right to approve, decline, or modify any financing request at its sole discretion and subject to applicable laws and regulations.

4. Information Submitted by Users

By submitting information through this website, you represent that:

  • The information you provide is accurate and complete.
  • You have the authority to provide such information.
  • You will promptly update any information that becomes inaccurate.
  • You understand that Brey Lending may rely on information you provide when evaluating inquiries.

5. SMS Messaging Terms

By providing your mobile phone number and expressly consenting to receive text messages from Brey Lending, you agree to receive informational, transactional, and promotional SMS communications related to:

  • Responses to inquiries
  • Appointment scheduling and reminders
  • Loan and financing discussions
  • Application follow-up communications
  • Event follow-up communications
  • Service updates and promotional offers

Message frequency may vary. Message and data rates may apply depending on your wireless carrier and service plan.

You may opt out of SMS communications at any time by replying STOP. After opting out, you may receive a final confirmation message confirming your removal from future SMS communications.

For assistance, reply HELP or contact us directly.

6. SMS Consent and Mobile Information

SMS consent is not a condition of purchasing any goods or services.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All categories of information sharing exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties for their own marketing purposes.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, designs, layout, and other materials, is the property of Brey Lending or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, republish, or create derivative works from website content without prior written permission from Brey Lending.

8. Third-Party Links

This website may contain links to third-party websites or services. Brey Lending does not control and is not responsible for the content, policies, security, or practices of any third-party website.

Accessing third-party websites is done at your own risk.

9. Disclaimer of Warranties

This website and its content are provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied.

Brey Lending makes no representations or warranties regarding:

  • The accuracy or completeness of website content.
  • The availability or uninterrupted operation of the website.
  • The suitability of information for any specific purpose.
  • The availability of financing or lending products.

10. Limitation of Liability

To the fullest extent permitted by law, Brey Lending shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from:

  • Your use of or inability to use the website.
  • Errors or omissions in website content.
  • Communications transmitted through the website.
  • Reliance on information provided through the website.

In no event shall Brey Lending's total liability exceed the amount, if any, paid by you directly to Brey Lending for services giving rise to the claim.

11. Indemnification

You agree to defend, indemnify, and hold harmless Brey Lending, its owners, employees, contractors, affiliates, and representatives from any claims, liabilities, damages, costs, and expenses arising from your use of the website or violation of these Terms.

12. Privacy

Your use of this website is also governed by our Privacy Policy. By using this website, you acknowledge and agree to the practices described in the Privacy Policy.

13. Governing Law

These Terms shall be governed by and construed under the laws of the State of Georgia, without regard to conflict of law principles.

Any dispute arising from these Terms or your use of the website shall be resolved in the appropriate state or federal courts located in Georgia.

14. Changes to These Terms

Brey Lending may update these Terms of Service from time to time. Changes become effective upon posting to this page. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

15. Contact Information

If you have questions regarding these Terms of Service, please contact:

Brey Lending
Atlanta, Georgia
Phone: 404-374-8662
Website: www.breylending.com