Pre-Apply
Pre-Apply for a Georgia Investment Property Loan
No application or appraisal is needed. Send the deal items below. Jim reviews the property and numbers and tells you whether the deal may fit. If we move forward, we confirm the key details, complete title and closing work, and put the agreed terms in writing.
- Reply timeWithin 24 hours
- Loan term3 to 12 months
- ClosingAbout 3 to 5 days once documents and title are ready
- WhereThroughout Georgia with focus on the 21 metro Atlanta counties
What we need to move a loan forward
- Property address
- Purchase price
- Amount you want to borrow
- Expected closing date (COE)
- Exit strategy: how you plan to repay the loan
Note If a number is still an estimate, just enter the estimate and we will confirm the numbers during the application approval process.
Typical loan guidelines
- Georgia investment property and business purpose only; no owner-occupied consumer mortgages.
- Short term loans, generally 3 to 12 months, secured in first position.
- Loan amount and borrower cash requirement depend on the property, project, and exit plan.
- Renovation funds, when approved, are released through a documented draw process.
These are general guidelines. Sending a deal does not constitute a loan approval or commitment to lend. Rates, fees, loan size, leverage, extension terms, and closing costs are provided in a written proposal for a specific transaction.
Complete the pre-application form below.
Pre-Application
Take a minute to provide your loan and property information for further evaluation. If you meet our lending and market criteria, we will provide a notification of conditional approval to continue along your funding journey. Thank you for your time and we look forward to working with you.
