EMD and Double-Close Funding · Georgia
EMD Loans and Double-Close Funding for Georgia Investors and Wholesalers
Brey Lending provides earnest money loans for investors doing assignments, and short-term funding for double closings (A-B and B-C). It helps you lock up a contract or close both sides of a deal without tying up your own cash.
- Built forWholesalers and investors
- Pre-approval replyWithin 24 hours
- Funding typesEarnest money deposits and double closes
- WhereThroughout Georgia with focus on the 21 metro Atlanta counties
Earnest money deposit (EMD) loans
A strong earnest money deposit can make your offer stand out and help you secure the contract. An EMD loan funds that deposit so your own capital stays free for marketing, other deals or your next project.
Double-close funding (A-B and B-C)
In a double close, you buy the property from the seller (A-B) and resell it to your end buyer (B-C). Brey Lending funds your purchase so both closings can happen, which is useful when an assignment is not allowed or you prefer not to disclose your spread.
What we need to see
Because these deals move fast, clear paperwork matters. Expect us to ask about:
- The purchase contract with the seller
- The contract with your end buyer, for a double close
- The closing attorney or title company handling the transaction
- Your target closing dates
What to send us first
You do not need a perfect loan package to start. For an initial review, send us:
- Property address
- Your purchase contract, and the end-buyer contract if you are double closing
- Your closing attorney or title company
- Target closing date
We reply to general inquiries and pre-approval requests within 24 hours, and we will tell you what needs to be verified next.
Frequently asked questions
What is an EMD loan?
An earnest money deposit loan funds the deposit on your purchase contract, so you can secure a deal without using your own cash.
What is double-close funding?
Short-term funding for your A-B purchase so you can immediately resell the property to your end buyer in a B-C closing.
Who uses EMD and double-close funding?
Wholesalers and investors who assign contracts or close back-to-back transactions on non-owner-occupied residential property in Georgia.
Where do you offer EMD and double-close funding?
Throughout Georgia with focus on the 21 metro Atlanta counties.
Have a contract that needs funding fast?
Lending throughout Georgia with focus on the 21 metro Atlanta counties. See the areas we serve.